Q. Who are the top 6 health insurance plans in Indiana in terms of number of patients covered? I believe Anthem is number one?
A. Health insurance can be very tricky. Since I live in Michigan I'm not sure about Indiana laws and regulations, so I recommend you call a local insurance agent. http://www.goodinternetdeals.com/Health-Insurance.html They should be able to help you.
What is the difference between health insurance and travel insurance?
Q. I have a health insurance plan that covers me overseas in ANY country at ANY hotel. What would be the benefit of adding medical travel insurance, if any? I only found one link pertaining to this and it said travel insurance covers personal items and what not, but not any that I could afford.
Does anyone have any experience with this?
Does anyone have any experience with this?
A. Really. It pays for medical services at a HOTEL? What are the limitations?? Because they ARE there.
You will need to go to your health insurance broker, who's READ your policy, and can tell you what is NOT covered under your health insurance overseas.
You will need to go to your health insurance broker, who's READ your policy, and can tell you what is NOT covered under your health insurance overseas.
Where can i get individual health insurance for me and my daughter that also covers pregnancy in connecticut?
Q. I need to get health insurance for me and my 1 year old daughter. I am planning on becoming, or possibly already am pregnant but need insurance for us. Any help? This is in CT, so it is a state that does not require individual policies to cover pregnancy.
A. There are many web sites online that offer health insurance quotes you can compare with no obligation.
Some health insurance plans may include coverage for pregnancy. You want to check with the plan when requesting your quotes.
Ask about pre-existing conditions coverage in the health plan and how your coverage and deductibles are applied to pregnancy - What exactly is covered. This way you won't be surprised when you need the coverage during your pregnancy.
You want to make sure you understand the coverages offered, coverage limits, deductibles, co-pays, and exclusions for any pre-existing conditions. Try this site
http://free-health-quote.blogspot.com/
Here you can get quotes from different health insurance companies in your area, its the best way to find an individual health insurance with a reliable company.
Best Wishes,
Some health insurance plans may include coverage for pregnancy. You want to check with the plan when requesting your quotes.
Ask about pre-existing conditions coverage in the health plan and how your coverage and deductibles are applied to pregnancy - What exactly is covered. This way you won't be surprised when you need the coverage during your pregnancy.
You want to make sure you understand the coverages offered, coverage limits, deductibles, co-pays, and exclusions for any pre-existing conditions. Try this site
http://free-health-quote.blogspot.com/
Here you can get quotes from different health insurance companies in your area, its the best way to find an individual health insurance with a reliable company.
Best Wishes,
How would health insurance businesses be able to stay viable if the Senate bill is passed?
Q. As I understand it, the bill forces all Americans to have health insurance. However, I think that the fine for having no health insurance is around $750. But after the year 2014, health insurance companies will not be able to turn customers away for preexisting conditions. Why wouldnt someone pay the fine or buy low end coverage until they got ill and supplement the coverage or buy an extensive plan?
A. You almost understand it - Americans will have a choice - they can either pay $500 a month for insurance, OR, they can pay $300 a year in extra tax, and wait until something goes wrong before buying that $500 a month insurance, and then buy it and still get it covered.
Obviously, there's a huge "adverse selection" issue written into the current law, which means that it's highly unlikely that "all Americans will have health insurance". Normally the way things work, laws passed by the government have the exact opposite result of the stated intent, and even now, we have fewer people with health insurance today, than when the bill was passed. As the rates skyrocket to counteract the preexisting conditions exclusion deletions, even fewer people will be insured.
Plus, basic math. How, exactly, is a family of 4 making $50,000 a year before taxes, supposed to carve out $1500 a month, UP FRONT, for a full year, until they can get their income tax credit the following year to "subsidize" them? I really don't see it happening.
This bill will tighten the insurance marketplace even further, as far as individual policies go, and the smaller companies will be going out of business. That, to me, is the REAL intent behind the "Obamacare" legislation.
So you're right. Only people who are really, really bad at math, will pay for insurance up front, when they don't need it, when for way, way WAY less money, they can buy it AFTER they need it, and still get covered.
Obviously, there's a huge "adverse selection" issue written into the current law, which means that it's highly unlikely that "all Americans will have health insurance". Normally the way things work, laws passed by the government have the exact opposite result of the stated intent, and even now, we have fewer people with health insurance today, than when the bill was passed. As the rates skyrocket to counteract the preexisting conditions exclusion deletions, even fewer people will be insured.
Plus, basic math. How, exactly, is a family of 4 making $50,000 a year before taxes, supposed to carve out $1500 a month, UP FRONT, for a full year, until they can get their income tax credit the following year to "subsidize" them? I really don't see it happening.
This bill will tighten the insurance marketplace even further, as far as individual policies go, and the smaller companies will be going out of business. That, to me, is the REAL intent behind the "Obamacare" legislation.
So you're right. Only people who are really, really bad at math, will pay for insurance up front, when they don't need it, when for way, way WAY less money, they can buy it AFTER they need it, and still get covered.
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