Thursday, December 13, 2012

What term life insurance companies do not require your dna?

Q. I want an insurance company that won't invade our last bit of privacy - our DNA. Once they have your DNA they can make all kinds of determinations about you, health, personality, all kinds of things. Years ago reasearchers were willing to pay $5,000. US Dollars to get you to donate your very private - unique only to you dna to them. Now insurance companies get us to pay them to take it from us! Is anyone aware of a company to buy term life ins. without DNA sample?

A. Are you more worried about your privacy or more about the unknown medical disease you may have? I know people who thought they were healthy and then later found out they have cancer. There are people who have high cholesterol level and they thought they were healthy too. These medical tests are done for free at the expense of the insurance company. It can provide information about you that you are not aware about. If there's anything wrong you, at least you can start treatment to live longer.

Anyway, if you buy a small coverage of less than $50k, then the company won't do medical underwriting. If there is a company that does no medical underwriting at all and you have over $100,000 in coverage, you better read your life insurance policy. There's a high probability they won't pay. Such companies require your health to stay the same throughout the life of the policy. Knowning human conditions, your health deteriorates as you get older.


Why did supply of health care insurance dry out in Massachusetts? Is it what awaits the entire nation?
Q. This week it became impossible in Massachusetts for small businesses and individuals to buy any health-care coverage.

I predicated dozens of times here on YA that ObamaCare will cause 100 million Americans to lose health care insurance,Liberals always laughed. Soon we'll see libs, and do not whine then nobody wants to sell you a policy. You were warned, you laughed, now face the consequences.

A. I can't believe you are still physically well - mental disease always causes physical illness.


Does anyone have any info on starting a fundraiser ? Need to raise money?
Q. for medical,travel, and living expenses. Have a family member with extremely rare disease... no insurance, no funds. Needs surgery in another state. HELP!

A. You can usually talk to your bank/credit union about opening up an account for raising money and they will post a paper about what it is for.
Other than that, I have only done small fundraisers that do not make the kind of money you will need!
Good luck!!


Is having a disease which requires a special diet incentive for food stamps?
Q. i make $500 a month and need to go on food stamps. i also have celiac disease, and i'm on a strict diet, which can get expensive. Does this have an effect on how they calculate how much money i'm given a month?

A. That sounds more like a health insurance issue





Powered by Yahoo! Answers

No comments:

Post a Comment