Q. I know a lot of people don't have these but I really want to get healthy insurance for my doggie. Does anyone out there have experience with any particular companies? Was your experience good or bad? Thanks!
A. I'm glad to hear that you are looking into pet insurance for your dog!
Pet insurance is good for unexpected accidents and illnesses. They can get expensive quickly, so it's nice to have insurance to cover the costs. Pet insurance does not cover pre-existing conditions, so if your pet is already sick or injured, it is unlikely that pet insurance will cover the costs to treat it.
For other costs like regular exams and vaccines, it's best to self-budget since these costs are expected. Some pet insurance companies offer coverage, but it is typically not cost-effective. (Imagine paying an extra $200 per year on your premiums for $200 worth of routine coverage...)
A few good questions to ask when researching pet insurance are:
1. Does the policy cover everything? Hereditary and congenital issues?
2. What are the payout limits? Will it be enough money for my worst case scenario?
3. How much does it cover for each condition?
4. What are the pricing and deductible options?
5. Is it an ongoing policy? If my pet has an illness during my first policy year, will it be covered the next policy year?
Some plans don't pay based on your actual bill, but have lists of predetermined dollar amounts that they will pay for each condition which can be shockingly low in many cases. I would recommend getting an actual insurance plan that covers based on your bill so that you are never faced with a difficult and expensive situation when you *thought* you were covered.
We cover 90% of the actual bill for diagnostic testing, treatments, surgeries and medications including emergency and specialist visits. Trupanion is also the only provider to offer a $0 deductible option.
Feel free to give customer service a call and get a no-obligation quote to ask all the necessary questions and find out what's best for you!
Pet insurance is good for unexpected accidents and illnesses. They can get expensive quickly, so it's nice to have insurance to cover the costs. Pet insurance does not cover pre-existing conditions, so if your pet is already sick or injured, it is unlikely that pet insurance will cover the costs to treat it.
For other costs like regular exams and vaccines, it's best to self-budget since these costs are expected. Some pet insurance companies offer coverage, but it is typically not cost-effective. (Imagine paying an extra $200 per year on your premiums for $200 worth of routine coverage...)
A few good questions to ask when researching pet insurance are:
1. Does the policy cover everything? Hereditary and congenital issues?
2. What are the payout limits? Will it be enough money for my worst case scenario?
3. How much does it cover for each condition?
4. What are the pricing and deductible options?
5. Is it an ongoing policy? If my pet has an illness during my first policy year, will it be covered the next policy year?
Some plans don't pay based on your actual bill, but have lists of predetermined dollar amounts that they will pay for each condition which can be shockingly low in many cases. I would recommend getting an actual insurance plan that covers based on your bill so that you are never faced with a difficult and expensive situation when you *thought* you were covered.
We cover 90% of the actual bill for diagnostic testing, treatments, surgeries and medications including emergency and specialist visits. Trupanion is also the only provider to offer a $0 deductible option.
Feel free to give customer service a call and get a no-obligation quote to ask all the necessary questions and find out what's best for you!
My Healthy Families insurance is stopping when I turn 19, what are my other insurance options?
Q. I have Healthy Families insurance, but it ends when I turn 19, I thought I still get it till I'm 20 because I'm a dependent on my parent's tax returns.
What other insurance options are there for people older than 18 and low income, but who are a dependent on their parent's tax returns?
Thanks in advance.
What other insurance options are there for people older than 18 and low income, but who are a dependent on their parent's tax returns?
Thanks in advance.
A. If you�re in college, you can check with yours to see if they have deals with any companies.
If you�re not in college, I would suggest looking for a full time job with benefits. You can do this even if you are in college � I managed to do both full time.
If neither of those is an option, you can look into your state�s Medicaid program, but they will consider your parent�s income if they support you.
If you�re not in college, I would suggest looking for a full time job with benefits. You can do this even if you are in college � I managed to do both full time.
If neither of those is an option, you can look into your state�s Medicaid program, but they will consider your parent�s income if they support you.
Will the H1N1 virus be available to those without insurance?
Q. I recently lost my healthy insurance coverage when I turned 23. I fall into the category of people who really need to be first in line to get it. I am 23, and I have asthma. I havent had a cold in 2 years and it's been years since I've had an asthma attack but still...I also work in a mall. I'm really scared that they won't give it to me. Does anyone know anything. Please help.
Thanks
Thanks
A. The shot is free to everyone in the US; however, some places may charge anywhere from $5 to $20 to administer the shot.
Whats the cost of living in New York for two months?
Q. Hi! I´m traveling to New York and I´d like to know how much will I need per month. My apartment is already rent and my tuitions too. I also have healthy insurance, so it wont be a cost. I´ll need money only to transport and food (lunch and dinner).
Thanks a lot!
Thanks a lot!
A. As long as your housing, etc. is all paid for, you can live decently cheap in NYC if you know where to go and what to do. I have no problems living off $15 per day, including drinks, food and fun.
Try eating falafel, usually $2.50 and you're full. Buy your own food and cook. Maybe eat Ramen every once and a while. Order your groceries from Fresh Direct. Go to the free museums like the MET and the Natural History Museum (They only ask for a donation). Spend a lot of time walking around and people watching. Hit up happy hour for drinks. There are plenty that have $1 drafts until 6pm and many times free food at the bar until 7pm. Spend most of your time in Greenwich Village and stay away from the tourist traps in Midtown.
This site is about saving money in NYC. You may want to check it out. But, if you budget well, you can easily live off os $10 - 20 per day, depending how frugal you are. I even had a friend who made it on $5 per day.
http://www.CheapInTheCity.com
Good luck!
Try eating falafel, usually $2.50 and you're full. Buy your own food and cook. Maybe eat Ramen every once and a while. Order your groceries from Fresh Direct. Go to the free museums like the MET and the Natural History Museum (They only ask for a donation). Spend a lot of time walking around and people watching. Hit up happy hour for drinks. There are plenty that have $1 drafts until 6pm and many times free food at the bar until 7pm. Spend most of your time in Greenwich Village and stay away from the tourist traps in Midtown.
This site is about saving money in NYC. You may want to check it out. But, if you budget well, you can easily live off os $10 - 20 per day, depending how frugal you are. I even had a friend who made it on $5 per day.
http://www.CheapInTheCity.com
Good luck!
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