Saturday, May 4, 2013

What are some affordable Health Insurance Options in NYC for Latin American father and his child to be?

Q. My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?

A. Try this site

http://best-health-insurances-usa-quote.blogspot.com/

Here you can get quotes from different health insurance companies in your area, its the best way to find an affordable health insurance with a reliable company.


How does public health insurance work when you move to another state?
Q. My dad has mainecare, which is the public health insurance in Maine. He is fully-covered.

We found out he has cancer and I live in Massachusetts, so he will need to live with us throughout his treatment.

Will he have to apply for public health insurance or will mainecare cover him?

A. If he changes his legal residence (which he should be doing), then he will need to re-apply for coverage in Mass. Health insurance is state by state.


What reputable health insurance companies are out there?
Q. What reputable health insurance companies are out there
My mom doesn't have health insurance and my job doesn't give insurance to family members.

I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it.

Do you know any health insurance companies that can accept low monthly payments since I don't get paid that much?

A. This site can help you to compare many health insurance companies at your state
http://top-usa-health-insurance-comparator.blogspot.com/

Hope this help,


How has linking health insurance to employment had an impact on ordinary Americans?
Q. I mean besides worrying that if the company you work for goes bankrupt there goes your health insurance and the COBRA extension; Also, wouldn't it be amazing if you could work the job you *want* rather than the one that offers the best benefits. Why do we still have this system as it limits self employment, small business growth and creates "job lock"? Ever tried buying insurance independently outside of an office pool with two pre-existing conditions? Even if you cut back on absolutely everything, it's still unaffordable.

A. 1) It means that most working Americans (fulltime) do have health insurance through their companies.

2) It means that most Americans have absolutely no idea as to how much their health insurance REALLY costs: about $12,500-13,000/year for family coverage.

I am with you, we are on COBRA and spend 25% of our income on health insurance. next year we will be uninsurable because my husband has had prostate cancer--not exactly his fault.

My feeling is we will never have universal health coverage until ALL Americans understand how much health insurance really costs by having to pay for it themselves rather than getting it at a reduced cost thru their employers.





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