Thursday, May 23, 2013

My Healthy Families insurance is stopping when I turn 19, what are my other insurance options?

Q. I have Healthy Families insurance, but it ends when I turn 19, I thought I still get it till I'm 20 because I'm a dependent on my parent's tax returns.
What other insurance options are there for people older than 18 and low income, but who are a dependent on their parent's tax returns?

Thanks in advance.

A. If you�re in college, you can check with yours to see if they have deals with any companies.

If you�re not in college, I would suggest looking for a full time job with benefits. You can do this even if you are in college � I managed to do both full time.

If neither of those is an option, you can look into your state�s Medicaid program, but they will consider your parent�s income if they support you.


Will the H1N1 virus be available to those without insurance?
Q. I recently lost my healthy insurance coverage when I turned 23. I fall into the category of people who really need to be first in line to get it. I am 23, and I have asthma. I havent had a cold in 2 years and it's been years since I've had an asthma attack but still...I also work in a mall. I'm really scared that they won't give it to me. Does anyone know anything. Please help.

Thanks

A. The shot is free to everyone in the US; however, some places may charge anywhere from $5 to $20 to administer the shot.


Whats the cost of living in New York for two months?
Q. Hi! I´m traveling to New York and I´d like to know how much will I need per month. My apartment is already rent and my tuitions too. I also have healthy insurance, so it wont be a cost. I´ll need money only to transport and food (lunch and dinner).
Thanks a lot!

A. As long as your housing, etc. is all paid for, you can live decently cheap in NYC if you know where to go and what to do. I have no problems living off $15 per day, including drinks, food and fun.

Try eating falafel, usually $2.50 and you're full. Buy your own food and cook. Maybe eat Ramen every once and a while. Order your groceries from Fresh Direct. Go to the free museums like the MET and the Natural History Museum (They only ask for a donation). Spend a lot of time walking around and people watching. Hit up happy hour for drinks. There are plenty that have $1 drafts until 6pm and many times free food at the bar until 7pm. Spend most of your time in Greenwich Village and stay away from the tourist traps in Midtown.

This site is about saving money in NYC. You may want to check it out. But, if you budget well, you can easily live off os $10 - 20 per day, depending how frugal you are. I even had a friend who made it on $5 per day.

http://www.CheapInTheCity.com

Good luck!


Could I get healthy insurance through my boyfriend's benefits?
Q. We have lived together for over a year now and a couple people have told me I should be able to be under his healthy insurance if he received it from work, or viceversa. Is this true? We live in NC I don't know if that would make a difference.
haha just a typo, I know it's not healthy

A. Only if his employers plan allows shack ups to qualify for health insurance. However, very few employers pay for this.

Not what you want to hear....but the way to get on your boyfriends health plan....is to become his wife.

Live in girlfriends do not have the same legal rights as a wife.





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